Car insurance discounts for educators

educator with students

As a company founded by educators for educators, we’ve always believed – and our research shows – educators tend to make better drivers.  That’s why we offer special car insurance rates and discounts for educators.  Check out some of the ways educators save money on car insurance with Horace Mann.

Educator Discount

Teachers and administrators who have Horace Mann auto insurance may qualify for a discount just for being an educator.

Multiline Discount

Educators who have multiple lines of business with Horace Mann – life or property insurance or an annuity – qualify for a multiline discount on their auto insurance policy. Those with three or more lines of business with Horace Mann may qualify for an additional discount.

Multicar Discount

Educators who insure more than one vehicle with us qualify for a discount.

Association Member Discount

Members of qualifying education or school administrator associations may be eligible to receive a discount on their Horace Mann auto insurance policy.

Payroll Discount

Policyholders who have selected to have their premiums deducted directly from their paycheck may receive a payroll discount for their auto insurance.

New Customer Discount

Educators who have never been insured by Horace Mann and switch their auto insurance to us may qualify for a discount.

HMDrive® Premium Credit

Customers who use HMDrive our safe driving mobile app, may qualify for the HMDrive Participation Credit. Available to customers in the following states: AZ, CO, CT, ID, IN, LA, ME, MI, MO, MN, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA and WV (additional states may be added in the future).

Learn more about the HMDrive safe driving app.

Other discounts

Educators may receive additional discounts for driver safety, car safety and good student drivers.

For more information about our discounts or to find out if you qualify, call 800-999-1030 or talk to your Horace Mann insurance representative today.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Discounts and coverages are subject to terms and conditions and may vary by state.



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